And the place funds can only be in stocks and bonds are the largest and most powerful corporations in Russia. Specialists professional management company on a daily basis carefully analyze the market and determine which securities are the best growth potential with minimal risk. This allows the insured to obtain a higher yield when placing pension savings, and accordingly – to have a higher level of pension future. The law "On labor pensions in the Russian Federation" provides more opportunities for savings: the funded part of pensions, in contrast to the basic and insurance may be paid to the heirs insured person, if his death was prior to the appointment he funded part of the old age pension or to recalculate the size of this part of the pension, taking into account the additional retirement savings. Thus, retirement savings that you can accumulate and multiply, not be wasted.
If you decide to transfer the funded portion of your retirement pension management company, when choosing a company, you need to pay attention to the fact how many years it exists, who established what its assets and which customers it serves. Such information can be found both in the uk, as well as from independent sources. The state will try to protect means of the citizens against possible misuse or poor management. Apply to the department of the Pension Fund may be in person or sent to the Department of the Pension Fund's notarized statement, as well as submit an application through the transfer – an agent (an organization that has an agreement with the Pension Fund of the Russian Federation on the acceptance and certification of applications).